Financial Indicators And performance of Private Banks and Public Banks of India: A Comparative Analysis

Authors

  • Dr. Deval G. Vyas M.com., M.Phil., Ph.D, Associate Professor, Swami Vivekanand University, Sagar, Madhya Pradesh

DOI:

https://doi.org/10.29070/2kemwq56

Keywords:

Financial Indicators, Performance, Private Banks, Public Banks, India

Abstract

Since its foundation, a company's only purpose has been to generate profits for its shareholders. The basic goal of every company, no matter how big or little, is to make more money than it spends. The profitability measurements of the banks that were part of this research were their Return on Equity, Gross Profit Margin ratio, and Return on Assets ratio. When comparing profitability indicators, it is advisable to do so with those of comparable firms or with indicators from the same company's past. The t-test is used to compare these indicators, which are computed using data obtained from the financial statements of SBI and ICICI bank. The results show that ICICI Bank is doing better than SBI. The results of this study will be useful for academics and scholars who want to delve more into the topic.

References

Aggarwal, A., & Mittal, M. (2021). Comparative Analysis of Financial Performance of Axis Bank and ICICI Bank. Journal of Finance and Accounting, 10(3), 45-60.

Chintala, B., & Kumar, G. (2016). A Comparative Study on Financial Performance of Selected Public & Private Sector Banks in India. Journal of Commerce & Trade, 11, 89.

Goyal, R., & Joshi, S. (2019). A Comparative Analysis of Financial Performance of Public Sector Banks and Private Sector Banks in India. Indian Journal of Banking and Finance, 16(4), 65-82.

Goyal, V., & Joshi, M. (2019). A Comparative Analysis of Financial Performance of Public Sector Banks and Private Sector Banks in India. International Journal of Research and Analytical Reviews, 6(3), 187-195.

Karri, H. K., Meghani, K., & Mishra, B. M. (2015). A Comparative Study on Financial Performance of Public Sector Banks in India: An Analysis on Camel Model. Oman Chapter of Arabian Journal of Business and Management Review, 4(8), 18–34.

Kaseasbah, M. M. G. (2018). Financial Performance of Indian Banking Sector: A Case Study of SBI and ICICI Bank. 2(2), 12

Mishra, D. B. (2015). Financial Performance of New Private Sector Banks in India: An Indepth Study. Research Journal of Finance and Accounting, 10

Rathi, R., &Vyas, S. (2018). Comparative Analysis of Financial Performance of SBI and ICICI Bank. Journal of Business Management, 12(2), 32-48.

Reddy, C. K., & Kumar, R. (2021). Comparative Analysis of Financial Performance of Axis Bank and ICICI Bank. International Journal of Business Research and Management, 12(4), 11-22.

Reddy, S., & Kumar, R. (2021). Comparative Analysis of Financial Performance of Axis Bank and ICICI Bank. International Journal of Banking and Finance, 8(2), 78-92.

Sharma, P., & Gupta, A. (2020). Financial Performance Analysis of SBI and ICICI Bank. Journal of Economics and Finance, 15(1), 105-120.

Sharma, S., & Gupta, A. (2020). Financial Performance Analysis of SBI and ICICI Bank: A Comparative Study. International Journal of Commerce and Financial Management, 6(1), 39-49.

Downloads

Published

2025-03-01

How to Cite

[1]
“Financial Indicators And performance of Private Banks and Public Banks of India: A Comparative Analysis”, JASRAE, vol. 22, no. 2, pp. 46–54, Mar. 2025, doi: 10.29070/2kemwq56.

How to Cite

[1]
“Financial Indicators And performance of Private Banks and Public Banks of India: A Comparative Analysis”, JASRAE, vol. 22, no. 2, pp. 46–54, Mar. 2025, doi: 10.29070/2kemwq56.