“Strategic Management Principles and Commercial Banks in India: A Study: Examining the Role of Private Ownership and Pathways to Privatization in Indian Banking Sector” (2020) Journal of Advances and Scholarly Researches in Allied Education, 17(2), pp. 1324–1329. Available at: https://ignited.in/index.php/jasrae/article/view/12914 (Accessed: 22 October 2025).