“Growth of Financial Decision in Indian Small and Medium-Sized Enterprises: Exploring the Financial Gap and Its Impact on Small and Medium-Sized Enterprises in India”. Journal of Advances and Scholarly Researches in Allied Education 16, no. 9 (June 1, 2019): 1042–1048. Accessed September 16, 2025. https://ignited.in/index.php/jasrae/article/view/12347.