Article Details

Study on Risks Exists in Banking Business and ALM Process | Original Article

(Dr.) Kabeer Sharma*, in Journal of Advances and Scholarly Researches in Allied Education | Multidisciplinary Academic Research


In India asset liability confound in accounting report of business banks acted genuine difficulties like the banks were following the conventional strategies for recording assets and liabilities at the book esteem. The advancement cycle in the economy combined with multifaceted worldwide improvements uncovered banks for different sorts of risks viz. interest rate risk, liquidity risk, trade risk, operational risk and so on which have direct effect on their tasks, gainfulness and effectiveness to contend with. The Central Bank of the nation engaged and prompted banks for making solid strides in limiting the jumble in the asset-liability structure. There had been numerous positive effects of different strategies followed by banks over the most recent multi decade. This paper is an endeavor to dissect the effect of measures and strategies banks attempted to deal with the organization of asset-liability and its effect on their presentation when all is said in done and gainfulness specifically.