A Critical Study on Insurance Industry and Its Financial Performance In India

Impacts of Structural Changes and Market Reforms on India's Insurance Industry

Authors

  • Ritu Rani

Keywords:

insurance industry, financial performance, India, structural changes, financial sector reforms, insurance sector, marketplace, monopolistic, regulated, assured spreads, cost of funds, systematic demand, sheltered markets, administered prices, insurance products

Abstract

The insurance industry in India has passed through aperiod of structural changes under the combined impact of financial sectorreforms in general and insurance sector in particular. The market for insuranceservices previously was monopolistic while the market place was regulated andinsurance companies were expected to receive assured spreads over their costsof funds and systematic demand for their products. This phase in insurancebusiness was the result of sheltered markets and administered prices forvarious insurance products.

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Published

2012-07-01

How to Cite

[1]
“A Critical Study on Insurance Industry and Its Financial Performance In India: Impacts of Structural Changes and Market Reforms on India’s Insurance Industry”, JASRAE, vol. 4, no. 7, pp. 0–0, Jul. 2012, Accessed: Jun. 08, 2025. [Online]. Available: https://ignited.in/index.php/jasrae/article/view/4353

Issue

Vol. 4 No. 7 (2012): Journal of Advances and Scholarly Researches in Allied Education (JASRAE)

Section

Articles

How to Cite

[1]
“A Critical Study on Insurance Industry and Its Financial Performance In India: Impacts of Structural Changes and Market Reforms on India’s Insurance Industry”, JASRAE, vol. 4, no. 7, pp. 0–0, Jul. 2012, Accessed: Jun. 08, 2025. [Online]. Available: https://ignited.in/index.php/jasrae/article/view/4353