Management of Non-Performing Assets and Terms of Credit of Public Sector Banks In India: a Current Scenario

An Empirical Analysis of Non-Performing Loans in the Indian Commercial Banking Sector

Authors

  • Nethravathi TD Bundelkhand University, Jhansi

Keywords:

Management, Non-Performing Assets, Terms of Credit, Public Sector Banks, India, Current Scenario, Financial Sector Reforms, Prudential Norms, Payment Norms, Provisioning Norms, Efficiency, NPAs, Financial Health, Banking Sector, Empirical Approach, Commercial Banks, Nonperforming Loans, Indian Context, Economic Factors, Financial Factors, Bank Size, Risk Preferences, Macroeconomic Shocks

Abstract

Indian banking system has gone through significant transformationfollowing financial sector reforms. Several prudential, payment, integratingand provisioning norms have been introduced to improve efficiency and trimmingdown the NPAs‟ to improve the financial health of the banking sector. In thispaper we explore an empirical approach to the analysis of commercial banks'nonperforming loans (NPLs) in the Indian context. The empirical analysisevaluates as to how banks’ non-performing loans are influenced by three majorsets of economic and financial factors, i.e., terms of credit, bank sizeinduced risk preferences and macroeconomic shocks.

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Published

2014-10-01

How to Cite

[1]
“Management of Non-Performing Assets and Terms of Credit of Public Sector Banks In India: a Current Scenario: An Empirical Analysis of Non-Performing Loans in the Indian Commercial Banking Sector”, JASRAE, vol. 8, no. 16, pp. 0–0, Oct. 2014, Accessed: Jul. 23, 2025. [Online]. Available: https://ignited.in/index.php/jasrae/article/view/5382

Issue

Vol. 8 No. 16 (2014): Journal of Advances and Scholarly Researches in Allied Education (JASRAE)

Section

Articles

How to Cite

[1]
“Management of Non-Performing Assets and Terms of Credit of Public Sector Banks In India: a Current Scenario: An Empirical Analysis of Non-Performing Loans in the Indian Commercial Banking Sector”, JASRAE, vol. 8, no. 16, pp. 0–0, Oct. 2014, Accessed: Jul. 23, 2025. [Online]. Available: https://ignited.in/index.php/jasrae/article/view/5382