The Effect of Credit Assessment Process and Credit Evaluation of Loan Proposals For Indian Banks: Understanding the impact of credit assessment process on loan proposals in Indian banks

Abstract

In this paper we present about the failure and success ofthe Banking Industry depends largely on industry’s ability to properly evaluatecredit risk. Credit Evaluation of any potential credit application has remaineda challenge for Banks all over the world till today. The purpose of this paperwas to determine the impact of credit assessment process on loan.