Credit Appraisal Procedures and Expenditure of Loans to Enterprises

Authors

  • Santhosh VS Bundelkhand University, Jhansi Author

Keywords:

credit appraisal, expenditure, loans, enterprises, holistic exercise, prospective borrower, branch, credit delivery, monitoring, quality of lending, credit risk

Abstract

Credit appraisal is aholistic exercise which starts from the time a prospective borrower walks intothe branch and culminates in credit delivery and monitoring with the objectiveof ensuring and maintaining the quality of lending and managing credit riskwithin acceptable limits.

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Published

2013-08-01