An Analysis the Return and Efficiency Financial Analysis of Indian Banking Sector

Abstract

The common definition of a bank is an institution that takes deposits from the public and lends those monies to individuals who demonstrate interest. The Indian banking system has made great strides & accomplished remarkable things in recent years. The study's significance is underscored by the fact that these banks' management styles significantly impact the success or failure of individual businesses.  Using a descriptive and analytical methodology, this study spans a decade, from 2010–2011 to 2019–2020. We will be conducting research with 16 (or 40%) of the 37 public and private sector banks who applied. To ensure that each category is adequately represented, banks will be chosen using a reasonable approach that takes into account things like deposits and advances. Based on the quantity of deposits & advances in the relevant industry, banks were categorized as major, medium, or small using these criteria. Applying both criteria, 9 PSBs, 4 OPSBs, and 3 NPSBs will be chosen. Analysing the financial statements of Indian banks involves using the Return and Efficiency.