Housing Finance Schemes In District Udhham Singh Nagar Uttarakhand: Examining Housing Finance Schemes in District Udhham Singh Nagar Uttarakhand and their Impact on Socio-Economic Disparities

Abstract

The physicalcharacteristic of the present day houses in the country reflects various phasesof the evolutionary process in the socio-cultural growth of the country. Thereis a growing demand for recognition of housing as basic human right. Providingadequate housing is the responsibility of the State. In a large country likelndia, natural diversities, geographical and climatic extremes and socio-economic disparities have enhanced the magnitude of the problem of housing. Therural urban divide is a glaring example of the disparity. This paper hasdesigned to analyze housing finance schemes in district Udhham Singh NagarUttarakhand.